The Division Credit Manager is responsible for overseeing credit activities across a division or group of business units. This role manages a team of credit professionals—including a Credit Manager and several Credit Analysts—who support the division’s customer base. The Division Credit Manager, position is responsible for overseeing the credit granting process for their respective business units, including the consistent application of a credit policy, periodic credit reviews of existing customers. This position will report to the Corporate Credit Manager and be responsible for developing and implementing standards for the assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses.
Primary Responsibilities:
- Lead, coach, and develop a high-performing team
- Foster a positive and collaborative team environment, promoting professional growth and development through goal setting and regular performance reviews.
- Provide strategic direction and leadership to implement best practices and continuous improvement initiatives that enhance the credit processes while reducing risk.
- Work with business unit finance as necessary to standardize payment terms.
- Accept or reject credit recommendations forwarded by the credit staff
- Set and approve credit limits and terms within delegated authority; escalate exceptions as appropriate.
- Cultivate relationships with Customers and Sales Leadership
- Conduct on-site visits with the largest customers
- Monitor industry trends
- Ensure adherence to corporate credit policy and recommend policy updates based on market conditions and internal needs.
- Work with Corporate Credit Manager to develop and deliver regular reports on key credit metrics including risk exposure, new accounts, and credit reviews
- Bachelor's Degree in Business or Accounting preferred, but not required
- 10+ years' work experience in the credit-granting field
- Proficient in Microsoft Office
- Familiarity with lien and bond claim processes
- The ability to initiate and implement change – comfortable in a fast-paced environment
- Strong results orientation with a track record of meeting or exceeding business objectives
- A team player who is collaborative and receptive to ideas from others and works effectively across functions to identify and resolve critical issues
- Excellent interpersonal skills and an ability to interact successfully with internal and external customers
- High level of integrity and dependability with a strong sense of urgency
All your information will be kept confidential according to EEO guidelines.
Why work for Cornerstone Building Brands?
Our teams are at the heart of our purpose to positively contribute to the communities where we live, work and play. Full-time* team members receive** medical, dental and vision benefits starting day 1. Other benefits include PTO, paid holidays, FSA, life insurance, LTD, STD, 401k, EAP, discount programs, tuition reimbursement, training, and professional development.
*Full-time is defined as regularly working 30+ hours per week. **Union programs may vary depending on the collective bargaining agreement.
Cornerstone Building Brands is an Equal Opportunity Employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, or status as a protected veteran. You can find the Equal Employment Opportunity Poster here. You can also view Your Right to Work Poster here along with This Organizations Participation in E-Verify Poster here. If you'd like to view a copy of the company's affirmative action plan for protected veterans or individuals with disabilities or policy statement, please contact Human Resources at 281-897-7788 or HRCompliance@cornerstone-bb.com. If you have a disability and you believe that you need a reasonable accommodation in order to search for a job opening or to submit an online application, please contact Human Resources at 281-897-7788 or HRCompliance@cornerstone-bb.com. This email is used exclusively to assist disabled job seekers whose disability prevents them from being able to apply online. Only emails received for this purpose will be returned. Messages left for other purposes, such as following up on an application or technical issues not related to a disability, will not receive a response.
All your information will be kept confidential according to EEO guidelines.
California Consumer Privacy Act (CCPA) of 2018
Must be at least 18 years of age to apply.
Notice of Recruitment Fraud
We have been made aware of multiple scams whereby unauthorized individuals are using Cornerstone Building Brand's name and logo to solicit potential job-seekers for employment. In some cases, job-seekers are being contacted directly, both by phone and e-mail. In other instances, these unauthorized individuals are placing advertisements for fake positions with both legitimate websites and fabricated ones. These individuals are typically promising high-paying jobs with the requirement that the job-seeker send money to pay for things such as visa applications or processing fees. Please be advised that Cornerstone Building Brands will never ask potential job-seekers for any sort of advance payment or bank account information as part of the recruiting or hiring process.